NO HIDDEN FEES
NO MONTHLY SUBSCRIPTION
Its Simple... we eliminate all the middlemen that your paying every time you authorize a customers card
You run a transaction
The sales agent who originally set up your account earns a commission not just on your business signing up with him, but also ON EVERY SALE CARD YOU RUN
Independent sales Office (ISO) who the sales agent submits the application with takes a piece ON EVERY CARD YOU RUN
Payment processor that ISO office uses to authorize your sales takes a piece ON EVERY CARD YOU RUN
Card Brand that issues a credit card charges fees for the risk of authorizing your sale
You run a transaction
We treat our Customers just like we'd want to be treated. We strive to be as personal and caring as we can be with every one of our clients.
Merchant Bankcard offers proven reliable equipment and a genius technical support staff to have you up an running at lightning speed.When you call customer support, you will ALWAYS talk to a real human being and will never be stuck on hold. NO more phone system mazes to find help. Test US OUT!!
Merchant Bankcard knows that a small business owners time is precious. Merchant Bankcard is equipped with the best tech and customer support staff around. We pride ourselves in our 100% U.S Based customer service team are always prepared to help with whatever you need. Enjoy the benefits of working with a highly trained staff that has one job to do... Make sure your 100% satisfied with your merchant account!!
We know how it important it is to have support, especially when your business needs it the most. Once you join the Merchant Bankcard family you will be assigned a dedicated account manager who will be your one and only contract for whatever you need at the time you need it.
Merchant Bankcard customers tell us over and over that thay have peace of mind knowing they have the lowest rates and they can actually understand their merchant statements.Rates customized to meet the unique needs of your business!
We understand that shopping around for a credit card processor can be a hassle. Keeping that in mind we offer direct pricing to all of our merchants which is guaranteed for the lifetime of the account, never locked in to a contract giving you the benefit without the risk.
If your are not 100% satisfied for ANY reason al all, or you are satisfied but want to cancel... we will pick up the free equipment we send out to you and part ways free and clear.
The major four card brands have set October 2015 as a key date in the U.S' migration to chip technology for card present transactions. As of October, if a business has fraudulent activity as a result of being unable to accept chip cards you may be financially responsible
Losses due to card fraud in the U.S. are expected to top over $10 billion in 2015
Million cardholder records exposed by data breaches in 2013
Million is the average cost for every enterprise breached in 2014
Merchant/Retail sector data breaches reported.
Average cost to U.S. merchants per record compromised in 2014
Beginning in October 2015 when a fraudulent transaction occurs, liability for any resulting counterfeit losses will fall on whichever part of the chain is responsible for the EMV transaction not occurring.
EMV cards contain a chip, in addition to the traditional magnetic strip, that is used to transmit data. Unlike magnetic card, EMV card create a unique transaction code every time they are use.Each code can only be used once making fraud more difficult and less likely to occur.
Security features in EMV chip cards reduce lost, stolen, and counterfeit fraud. Unlike traditional magnetic stripe transaction, the EMV credit card terminals and chip-enabled cards works together to validate the card and cardholder.
The EMV treminal validates or authenticates the card with the dynamic information inside the chip, and the cardholder validates that they are the owner of the card while the card is still in the EMV terminal.
Click here to learn more about our satisfaction guarantee.
Every time a customer swipes a credit card, the merchant must pay a small percentage of the transaction to whichever card brand (Visa, MasterCard, Amex, Discover) is involved. This mandatory, universal fee is determined by the risk/reward of the card. The higher the risk of the card holder not paying back the amount loaned to them on the card, or the higher the reward given to a consumer by using a credit card (miles, cashback, discounts, etc…) means the higher the wholesale rate. Most other payment processors take advantage of many variables in this system which results in business owners paying extremely high fees. At Merchant Bankcard, we are committed to providing our clients with an exceptional value.
On average, we save members 40% or more! MERCHANT BANKCARD provides you with direct processing fees, so the more you process the more you save.
We have no contracts and no cancellation fee. You can cancel anytime with no penalty.
Once approved, we will reprogram your existing terminal for free or provide you with a brand new fully EMV capable terminal for free so you're covered no matter what.
All banks require businesses to go through an approval process to protect against potential fraud. Most ISO offices take anywhere from 24-72 hours . At Merchant Bankcard, this process is usually completed within an hour.
Funds are deposited directly into your account within 12 to 24 hours of processing your customer's card.
Our application takes less than 5 minutes to fill out with a representative. Approval time is usually an hour. Once you are approved you will receive an email with your new terminal's tracking number which will show your terminal has been shipped and will be delivered within 24 hours.
When your terminal arrives its ready to use. Simply plug it in, and begin running transactions. It’s that easy. If you require help our U.S. based team is available round the clock 24/7/365 to assist you with anything needed.