If you ever want to accept credit cards, you must have a merchant
account. A merchant account is nothing more than the bank verifying
that you are in business legally and that when the credit card
is swiped or entered in to the stand alone terminal or online
through the virtual terminal, the money goes into the right bank
account when depositing the money.
We have been helping business owners her at MerchantBankCard
fill their credit card processing needs. You can accept credit
cards in as little as 1-2 days, but you need a merchant account
first to do so.
Also, through your merchant account you can accept checks, Gift
cards, Atm/Debit and all other point of sale transactions.